Volume 8 Number 6 (June )

The Role of Farmers' Tenure in Securing Loans: The Case of the Philippines' 'Hiraman' Agreement among Farmers

Jolly Q. Agliam, Jackilyn C. Areola, Hazel Mae G. Vicencio, Arjhel V. Domingo

This study aimed at exploring the role of farmers' tenure in securing a loan, specifically the 'hiraman' agreement among farmers. A sample of 50 respondents was randomly selected and the data were collected mainly through a questionnaire. A descriptive research design was used to analyse and interpret the data collected. The findings revealed that hiraman agreements among farmers are common in a certain area of the Philippines. Most of the borrowers who joined this agreement are farmers who have a tenure as tenants, followed by the farmers who are registered owners/partly owners. It also revealed that there were no farmworkers/laborers that have been entered into this agreement as their role is primarily for the cultivation only, such as planting, growing, harvesting, etc. Furthermore, the study showed the unique characteristics of the agreement and the major reasons for the farmer availing of and securing this loan. However, farmers still encountered constraints during the agreement such as uncertainties in the legal rights of the borrower, and the unavailability of payment instalments. Hence, conducting sustainability training and seminars for resource efficiency, intensification of the subsidy programs, and increasing the presence of formal institutions in the areato help increase the farmers' income is highly recommended.

Design and Implementation of Job Recommendation Application â€˜Jobs-3600â€™ for Job Seekers and Employers using Flutter

Dr. B. Vani, C. Naveen Kumar

Top companies are recruiting people online and during and after covid, they work from home. Most of the recruiting companies select people by conducting online test and interviews. Likewise, job seekers also choose jobs online through online portals. Job recruitments nowadays become a very important and fundamental process for industries like Information Technology, Government, and private sectors. The web-based applications caused a substantial impact on the recruitment process. The implementation of online recruiting platforms has become a primary recruitment channel in most companies. While companies established job positions on these portals, job-seeker uses them to publish their profiles. Online recruitment platforms accomplished clear advantages for both employers and job-seekers by reducing the recruitment time and advertisement cost. There are certain recommendation systems available on the internet to support the users in searching for their requirements that match their preferences. A wide range of smart phone applications is popular to deal with all sorts of user's requirements. To improve the e-recruiting functionality, many job recommendation systems have been proposed. This paper analyzes and develop a job application process and related issues for building personalized recommendation systems for job-seekers by an application called â€˜JOBS-3600.

The Role of Total Quality Management in Improving the Healthcare Services Performance: Empirical Study from Hospitals in Erbil City, KRI

Nyaz Salah Aldeen Ahmed

The current study aims to measure the role of total quality management in enhancing healthcare services performance. The study was carried out at Jamhory hospital in Erbil, moreover, the researcher used a quantitative research method to test the developed research hypotheses. The researcher distributed 370 surveys at different private and public hospitals; however only 356 surveys were filled and received back from the participants, therefore the sample size for the current study is 356 participants, moreover, the response rate is 356/370*100=96% response rate. To measure the influence of total quality management in enhancing healthcare performance, the study determined 9 dimensions of total quality management including (Information and analysis, Strategic Planning, Product quality, Patient focus, R&D strategy, Empowerment, Process management, Training and education, Management commitment). The findings revealed that the highest value was between information and analysis as TMP practice with healthcare service performance, on the other hand, the lowest value was among the relationship between patient focus and healthcare service performance.

Forensic Accounting and Integrated Financial Reporting of Banks using Hausman

This study examined forensic accounting and integrated financial reporting of listed banks in Ghana. The study aimed to examine forensic accounting effects on the integrated financial reporting of the listed banks. Its specific objectives determined the impact Litigations, Claims, Fraud cases reported, Cost of forensic investigation and Non-performing loans (LCFCN) have on integrated financial reporting variables such as corporate social responsibility â€“ CSR. Integrated financial reporting (IFR) is the dependent variable while forensic accounting (FA) is the independent variable. In line with these stated objectives, five research questions and five hypotheses were formulated and it adopted the ex-post facto research design. The population of study constitutes 24 listed banks in Ghana, only 8 listed banks was selected through a purposive sampling. The data for the study was purely secondary and sourced from related books of the banks via Central Banks bulletin (Ghana), African financials and banks reports for a period of 16years from 2004-2020. Moreover, data were analyzed using the descriptive statistics, the Shapiro -Wilk test for a diagnostic check for normality and a combination of the panel regression analysis with the Hausman test which aided appropriately specification whether the analysis should be done with a fixed effect or random effect model of which the fixed effect was used for the interpretation at (P 0.050 < 0.10). In nations analyzed, the results among others demonstrated that forensic accounting and integrated financial reporting were statistically significant at 1%, 5%, and 10% as claims is positive and have significant effect on CSR (Î² = 64687.53, P

A Study on Awareness Level of Anaemia Among Young Adult Girls (18 To 25 Years), in Patna

Madhumala Kumari

In the case of anaemia, the amount of haemoglobin in the blood becomes very less than normal (5-9 grams per 100ml of blood), which reduces the ability of the bodyâ€™s cells to take up oxygen. As a result, the cells do not get enough oxygen. In India, 86.0% of girls are suffering from anaemia in 2019-20 and Bihar, 63.6% of girls are suffering from anaemia according to NFHS. The main reason for the study is that India has the largest number of anaemia in girls. Anaemia is considered an important health problem because of the adverse effects on mental and physical development during a girlâ€™s development. General information and awareness about health were substantiated by a majority (69%) of the young girls being aware of anaemia. But awareness about health consciousness and nutritional supplement is still lagging at less than half the percentage.