http://ijaems.com/ Open Access international Journal to publish research paper en-us December This research described the relevance of monitoring outstanding audit issues and findings in the Development Bank of the Philippines. It identified several factors contributing to these issues based on responses from participants. First, the study revealed that the presence of dependencies with other units or external parties is the primary factor leading to unresolved audit issues. Second, change management and personnel issues were also found to be substantial contributors. Organizational culture, while noteworthy, ranked third among the factors. Interestingly, the research found that the current monitoring process using the audit management system is generally satisfactory, with an average rating of 8, indicating overall contentment among respondents. Finally, the study investigated effective mechanisms for tracking the progress of resolving audit findings. Periodic progress reports and updates emerged as the most favored approach, followed by escalation processes and automated notifications. These findings provide valuable insights into the factors contributing to unresolved audit issues and suggest practical strategies for improving the audit resolution process. http://ijaems.com/detail/the-relevance-of-monitoring-outstanding-audit-issues-and-findings-in-the-development-bank-of-the-philippines/ Clariza M. Aguinaldo, Tonee Rose D. Bautista, Mark-Jay C. Primo, Aileen Joy P. Tintero, Felipe E. Balaria http://ijaems.com/upload_images/issue_files/1IJAEMS-11220232-TheRelevance.pdf This study examined the challenges encountered by microfinance borrowers as a result of technical advancements. Furthermore, their perspectives on the imminent future state of MFIs were also examined. The results indicated that the majority of borrowers are utilizing printed application forms to apply for loans from MFIs, which are then sent to the MFI offices. The primary issue faced by most borrowers is a lack of proficiency in digital literacy. The majority of individuals lack proficiency in navigating the websites and mobile applications of MFIs. This suggests that vulnerable populations, such as individuals residing in distant regions or those lacking internet access, face a potential danger of being excluded as a result of their limited digital literacy. The data indicate that borrowers anticipate a complete transition to online operations in microfinance institutions within a timeframe of less than five years. Borrowers anticipate that loan applications will be completed via the web pages or mobile applications of MFIs. Loans can be discharged and reimbursed via internet banking or alternative digital platforms like Gcash and Maya. http://ijaems.com/detail/the-future-of-microfinance-industry-borrowers-facing-challenges-brought-by-the-technological-advancement/ Marlon D. Banares, Ma. Dorothy W. Dordas, Voltaire V. Castro, Rica Neanne D. Perez, Dennis Joy F. Aisporna, Marilou P. Pascual http://ijaems.com/upload_images/issue_files/2IJAEMS-11220234-TheFuture.pdf This descriptive research investigated the future of Hybrid Gasoline-Electric vehicles in the province of Nueva Ecija through awareness and buying motivations for the product. The research identified the level of perception of the prospective car buyers and their respective buying considerations in getting Hybrid Gasoline-Electric vehicles. The study employs a mixed-methods approach, including a survey and internet searches on several studies of Hybrid vehicles and several online platforms. The data revealed that there is no significant disparity between knowledgeable buyers and those who are oblivious to Hybrid Gasoline-Electric automobiles. The study also found that when purchasing a Hybrid Gasoline-Electric vehicle, there are important factors to consider regarding the product itself. However, these considerations are not adequately emphasized due to a lack of reliable information from the manufacturer. As a result, many customers rely on information provided by sales representatives and the Internet. Moreover, the study revealed some factors and advantages of the product that receive less emphasis in marketing but can significantly influence the purchasing decisions of purchasers in this particular vehicle class. The study recommends that automakers and their sales representatives focus on the most crucial quality aspects and allocate resources towards customer education and communication. This would help establish trust in the product and foster brand loyalty among customers in Nueva Ecija. http://ijaems.com/detail/challenging-the-market-the-future-of-hybrid-gasoline-electric-vehicles-in-nueva-ecija/ Ryan Rose D. Gutierrez, Levy DG. De Guzman, Maurine R. Lazatin, June Christian Lamson, Jhamaica E. Miranda, Noel B. Agustin http://ijaems.com/upload_images/issue_files/3IJAEMS-11220235-Challenging.pdf This descriptive research investigated the potential of corn as an alternative to rice production in Sto. Domingo, Nueva Ecija. A total of three hundred fifty-three (353) registered farmers from three (23) barangays was surveyed using stratified random sampling. The study found that the majority of respondents, owning 1-3 hectares of farmland, indicated a basic awareness of the corn farming process. They believed that corn was easier to grow than rice, offered higher yields, lower production costs, and required less water. Respondents also recognized some health benefits associated with corn, such as its richness in fiber, low cholesterol content, suitability for diabetics, bone health, and digestive benefits. However, during the production stage, respondents found corn farming to be more challenging in terms of pesticide and water management compared to rice. Despite these insights, a significant portion of the respondents expressed reluctance to shift to corn production. This suggests that while there is awareness of the advantages of corn farming, various factors may hinder the transition from rice cultivation. Further research and interventions may be needed to address these barriers and promote corn farming as a viable alternative. http://ijaems.com/detail/awareness-willingness-of-sto-domingo-farmers-to-substitute-corn-for-rice-production/ Carizza Mae I. Alapriz, Joshua Neil A. Adrineda, Sarai P. Arceo, Ronald Allan Z. Bautista, Ariane Angela C. Valez, Jennifer G. Fronda http://ijaems.com/upload_images/issue_files/4IJAEMS-11220233-Awareness.pdf The study investigates the factors influencing productivity and the challenges faced by Farmers’ Cooperative and Associations (FCAs) participating in the Rice Competitiveness Enhancement Fund (RCEF) Mechanization Program in Guimba, Nueva Ecija, Philippines. This program aims to enhance the competitiveness of rice farming by providing modern mechanization equipment and support to smallholder farmers. The research employs a quantitative type of research through survey questionnaires to gather data. Findings reveal several key factors affecting productivity, including access to and utilization of mechanization equipment, training and technical support, and the availability of credit facilities. Additionally, the study identifies a range of challenges faced by FCAs in implementing the RCEF Mechanization Program, including issues related to the maintenance and repair of equipment, coordination among members, and the need for improved access to information and resources. The study underscores the importance of addressing these factors and challenges to maximize the impact of the RCEF Mechanization Program on rice farming productivity and the overall competitiveness of the sector. The findings offer valuable insights for policymakers, agricultural extension services, and farmer cooperatives in designing and implementing effective interventions to support smallholder rice farmers in Guimba, Nueva Ecija, and similar agricultural communities across the Philippines. http://ijaems.com/detail/factors-affecting-productivity-and-challenges-encountered-to-rice-competitiveness-enhancement-fund-rcef-mechanization-program-among-farmers-cooperative-and-associations-fcas-of-guimba/ Ellen Louwinsky G. Cayetano, Richel M. Cabading, Sheena S. Cabardo, Cris May B. Dela Cruz, Kenneth L. Armas http://ijaems.com/upload_images/issue_files/5IJAEMS-11220236-Factors.pdf The quick development of technology, with a focus on Artificial Intelligence (AI), has resulted in significant changes on a worldwide level. The integration of AI across the full project lifecycle is still in its infancy in the construction sector. To improve the performance of the construction business, rising digital advances like AI must be embraced, although construction companies in developing countries have lagged slightly in doing so. The world has seen tremendous changes as a result of the quick development of technology, particularly Artificial Intelligence (AI). However, the adoption of new digital advances like AI in the construction industry, particularly in developing nations like Pakistan, is still in its early phases. The built sector's construction organizations in these nations have been sluggish to understand the value of integrating AI. This study tries to pinpoint the key organizational elements required to encourage AI adoption in Pakistani construction businesses. This research tries to identify the vital organizational elements that are crucial for promoting the use of AI in the construction industry. To do this, a quantitative survey strategy was used to collect data, using a snowball sampling technique to select industry experts as respondents. These professionals were polled on the issues surrounding the use of AI in building. In order to determine the crucial organizational elements that can accelerate the adoption of AI within the sector, an exploratory factor analysis (EFA) was subsequently conducted on the acquired data. Data from participants will be gathered using a quantitative survey methodology for the project. The relationship between these constructs will also be established via confirmatory factor analysis. The study suggests a number of elements, broken down into four categories, that influence organizational AI adoption: a creative organizational culture, competence-based training, group decision-making, and strategic analysis. Additionally, a confirmatory factor analysis (CFA) was used to provide more light on the connections between the discovered constructs. This study offers a thorough list of characteristics that are essential for promoting corporate AI adoption. Notably, this research presents organizational factors related to AI adoption in the construction and related industries using both exploratory factor analysis (EFA) and confirmatory factor analysis (CFA), a method that has not been frequently used in the articles identified in the systematic literature review (SLR). Prior studies have addressed organizational factors related to AI adoption in the construction and related industries. A deeper understanding of the underlying elements and how they interact within the context of AI adoption in the construction industry is made possible by the use of CFA, which increases the construct measurement's accuracy. The ultimate goal of this research is to improve knowledge of the underlying elements of these constructs and how they relate to AI application in Pakistan's construction sector. The study aims to add to knowledge and awareness of the potential of AI in Pakistan's construction business by putting light on these organizational aspects. http://ijaems.com/detail/role-of-artificial-intelligence-in-construction-industry-of-pakistan/ Malik Abdullah Khan http://ijaems.com/upload_images/issue_files/6IJAEMS-112202313-Roleof.pdf The Armed Forces of the Philippines (AFP) currently is facing a challenge in its fiscal budget due to the significant percentage of the allocation going to the pension of retired military personnel and the figure continues to grow due to the automatic indexation system. However, the service of retired soldiers should not be set aside considering the time they have spent for the service to the country. There have been related studies conducted to help with this problem and help the AFP obtain funds that can support its budget needs. One of which is the leasing of its vast lands and converting it to higher economic purposes and several moves by the AFP leadership have been made to start with this effort. The previous experience related to this kind of scheme was done through the Bases Conversion and Development Authority (BCDA). This however includes the leasing and sale of defense land specifically identified under the law. The leasing and sale of defense real estate under the management of BCDA are located within the proximity of urban areas like FBGC, Subic, and Clark which in the case of other military lands cannot follow a similar land use due to their location. Conversion of military base lands for higher economic purposes can however take a different turn by converting them as industrial sites and with that the researchers see fit the erection of solar power plants, especially in the Fort Magsaysay Military Reservation which is by far the largest military reservation the AFP now has. Based on research, the Fort Magsaysay Military Reservation is within the area with the highest solar radiation as compared to other areas tested. Besides that, with the current thrust of the government to increase the contribution of green energy to the energy mix of the country, this is an opportunity for the AFP to open such possibilities of using military lands for higher economic purposes as a source of additional funding. http://ijaems.com/detail/the-probability-of-converting-fort-magsaysay-military-reservation-to-solar-farms-towards-generating-funds-for-the-armed-forces-of-the-philippines-afp/ Maj. Dave A. Dancel, Ma. Jumarlyn M. Marmolejo, Mary Grace R. Valmonte, Lovely A. Villareal, Kenneth L. Armas http://ijaems.com/upload_images/issue_files/7IJAEMS-11220238-TheProbability.pdf This study explores the complex and diverse field of modern agricultural technology and development programs, uncovering a contrast between advantages and disadvantages. The responders' wholehearted adoption of sophisticated methods highlights the favorable influence on agricultural output, efficient use of resources, and economic sustainability, demonstrating a shared commitment to sustainability and higher yields. Nevertheless, the utilization of these technologies presents notable challenges, such as concerns regarding the quality of the products, increased vulnerability to pest infestations, and financial constraints on agricultural practitioners. To address these issues, it is crucial to adopt a comprehensive approach that encompasses not only the integration of technology but also the mitigation of related difficulties. When considering the particular situation in Nueva Ecija, the implementation of innovative agricultural technology shows potential for small-scale farmers. This is evident in the establishment of strong agreements about empowerment, market-oriented financial services, equitable pricing, and superior productivity. In contrast, the New Agricultural Technology and Development Program in Nueva Ecija has financial drawbacks, highlighting the limitations of the biosphere, the necessity for cutting-edge technologies, heightened financial burdens, and difficulties in fulfilling program requirements. These issues raise concerns about accessibility and financial stress among members of the agricultural community. http://ijaems.com/detail/advantages-and-disadvantages-of-implementing-modern-agricultural-technology-and-development-initiatives-on-climate-change-and-financial-support-for-small-scale-farmers-in-nueva-ecija/ Maureen Michelle S. Morante, Camille R. Ang, Michelle Anne A. Competente, Raine Angelicka P. Esguerra, Ria D. De Leon, Arjhel V. Domingo http://ijaems.com/upload_images/issue_files/8IJAEMS-11220239-Advantages.pdf This paper explored the integration of automated solutions, such as Audit Process/Project Management Software, as a cornerstone of global innovation and digital upskilling to modernize internal audit operations. It delves into how these automated solutions can enhance internal audit efficiency and elevate its organizational value on a large scale. Also, the disadvantages of using this system were studied. Respondents strongly affirm the significance of automated workflows, real-time audit dashboards, centralized audit libraries, defined audit universes, and tracking engagement resources, costs, and timesheets in automated audit project management. Furthermore, the benefits of technology, specifically an Audit Management System, are explored in depth. The respondents express strong agreement on advantages such as heightened productivity, real-time supervisory review, a secure centralized platform for audit projects, expanded audit coverage, and improved collaboration among team members. However, the research also delves into the challenges associated with automation adoption in internal audits, revealing unanimous concerns about high investment costs, management buy-in hurdles, and the necessity for frequent updates and customization. These findings contribute valuable insights for organizations navigating the integration of technology into internal audit processes, balancing benefits with potential drawbacks. http://ijaems.com/detail/pros-and-cons-of-utilizing-audit-process-project-management-software-in-the-internal-audit-functions-of-universal-banks/ Aimi Grace F. Rivera, Claudine L. Sanglitan, Jannel M. Ventura, Catherine T. Viray, Mercedes D. Santos http://ijaems.com/upload_images/issue_files/9IJAEMS-112202310-Pros.pdf This study evaluates the awareness levels among the branch 220 members of Muñoz, Nueva Ecija, Philippines regarding the services and products offered by LifeBank Microfinance. Findings reveal that services in terms of Savings received the highest awareness among the respondents, followed by Microinsurance and Wash Loans, while the respondents were not aware of the Regular Project Loans. In terms of sustainable development programs, microfinance services, show potential to influence the demand for education, particularly through the Education Scholarship Program (ESP). The Health Fund also garners significant awareness as it serves as a prerequisite for members. Assessing LifeBank's impact on members' lives, positive outcomes are noted in business and education funding. While saving money is acknowledged, opinions on employment assistance are mixed. The study suggests addressing lower-ranked areas, such as employment assistance and housing, for a more comprehensive impact. http://ijaems.com/detail/services-offered-and-sustainable-development-program-by-the-lifebank-microfinance-foundation-incorporated-its-impact-on-the-branch-220-members-lives/ Kimberly A. Sab, Geneva V. Garcia-Antonio, Mark Anthony R. Ibarra, Joyce D. Legaspi, Joverlyn J. Marzan, Clarizza de Leon http://ijaems.com/upload_images/issue_files/10IJAEMS-112202311-Services.pdf This descriptive research explores the management and operation practices of PHilMech’s Fluidized Bed Dryer as to challenges, efficiency and impact on its beneficiaries. The findings of the study reveal that the respondents adhere to prescribed guidelines for the administration and operation of the PHilMech Fluidized Bed Dryer, employing explicit, written, easily understood, and enforceable operational policies and procedures. Most of them have assimilated the knowledge acquired through several training programs, as new competencies need to be developed among farmers, particularly those who are introducing machinery. This will enable them to optimize the economic benefits derived from their equipment. There are ongoing challenges in the operation and management of the system that must be resolved to prevent future issues and ensure the system's continued functionality. Furthermore, it is imperative to implement mechanized drying technologies to mitigate postharvest losses and alleviate the labor-intensive and monotonous nature of the drying process. Extensive research has demonstrated the effectiveness and beneficial outcomes of utilizing the fluidized bed drying system, including a reduced drying period for a harvested rice paddy, decreased operating and labor expenses, and a diminished reliance on the laborious and labor-intensive sun drying method. http://ijaems.com/detail/management-and-operation-practices-of-philmech-s-fluidized-bed-dryer-examining-the-challenges-efficiency-and-impact-on-beneficiaries/ Jerelyn P. Sarmiento, Angela Lea DR. Ramirez, Angeli Mae DR. Miguel, Arianne DC. Tonido, Quennie Q. Sayson, Jocelyn B. Cruz http://ijaems.com/upload_images/issue_files/11IJAEMS-112202312-Management.pdf Good manufacturing practices impact the productivity of the processes, farms and food factories aim at operational optimization and continuous improvement seeks to automate the units.In 2022, Miguel Ángel Álvarez Parra carried out a study in which he proposed a cleaning and disinfection protocol in the poultry farms of the “Jehovah is my shepherd” company. The document expresses the importance of always having clean facilities under standards based on biosafety and equipment used by staff to prevent diseases in birds such as avian pox and reduce contamination through an environmental plaque study (Alvarez, 2022). http://ijaems.com/detail/automation-of-the-house-washing-process-in-the-poultry-industry/ Flores Sánchez Verónica, Eliab Eduardo Pacheco Espinoza, Vallejo Hernández Arely, González Sánchez René Aurelio, Juaréz Borbonio Jesús, Chama Esteban José Luis http://ijaems.com/upload_images/issue_files/12IJAEMS-11220237-Automation.pdf This research study investigates the effect of fiberglass content on the strength of Reclaimed Asphalt Pavement (RAP) material as a subbase layer of flexible pavement. Laboratory modified proctor and California bearing ratio (CBR) tests were conducted on the mixture of RAP and fiberglass. The obtained results show that, 100% RAP material can be used as subbase material. In addition to that, there is a slight reduction in maximum dry density (γdmax) values when RAP is blended with fiberglass. Similarly, the soaked and unsoaked CBR values of the mixture decreased slightly. However, the mixture of RAP and fiberglass achieved the specification requirements as a subbase layer according to the Egyptian specifications. The relationship between fiberglass content and maximum dry density of RAP is found to be linear. Also, a linear relationship exists between percentage of fiberglass and unsoaked CBR. Finally, the relationship between the percentage of fiberglass and soaked CBR is found to be nonlinear. http://ijaems.com/detail/effects-of-fiberglass-on-the-strength-of-reclaimed-asphalt-pavement-rap-as-a-subbase-materials/ Ahmed Mahmoud A. Mostafa, Ahmed Gamal M. Morsi, Alnos Aly E. Hegazy http://ijaems.com/upload_images/issue_files/13IJAEMS-112202314-Effects.pdf